First Home Loans
Navigate grants, schemes and deposit requirements with a clear path to your first keys.
Learn moreServicing the Northern Beaches, NSW
0405 457 950
Patrick · Director · Family-run brokerage
Your Property.
Your Choice.
Our Expertise.
Local mortgage experts helping first-home buyers, investors, self-employed clients and businesses secure suitable finance — with access to 100+ lenders and personal guidance from start to settlement.
No broker fees for most loans 100+ lenders compared Local Northern Beaches experts
20+
Years experience
100+
Lenders & products
Family
Run & trusted
Local
Northern Beaches
Access over 100 lenders in one place.
What we do
Finance solutions tailored to you
Whether you’re buying your first home, refinancing, investing or growing a business — we find the right structure from a wide panel of lenders.
Refinancing
Lower your rate, free up equity or restructure for better cashflow — we’ll compare the market for you.
Learn moreInvestment Loans
Build your portfolio with structures that support cashflow and long-term growth.
Learn moreSelf-Employed Finance
Specialist lenders and loan packaging designed for business owners and complex income.
Learn moreCommercial Loans
Property, equipment and business growth funding with commercial finance specialists.
Learn moreConstruction & More
Land and build packages, car finance, personal loans and other specialist products.
Learn moreSimple process
What we’ll do for you
From understanding your goals to settlement and beyond — clear steps and personal support.
Understand your goals
We take the time to understand your situation, timeline and what success looks like for you.
Provide clear options
We research across 100+ lenders and explain a shortlist of suitable options in plain English.
Get it sorted
We manage lodging, follow-up, approval and settlement so you can focus on your next chapter.
Meet the director
Your local mortgage expert
Patrick is ready to help you pursue your financial goals.
Patrick Chidambaram
Director
Patrick leads Choice Property Finance with a client-first approach, helping Northern Beaches families and businesses make confident finance decisions.
About us
Who we are
With a legacy spanning two decades, Choice Property Finance is a family-run mortgage brokerage built on trust, expertise and personalised financial solutions.
We help individuals and businesses pursue home ownership, investment and growth, with specialist support for self-employed professionals, first-home buyers and commercial ventures.
Locally based and proudly serving the Northern Beaches of NSW.
MFAA member100+ lenders#BrokersWorkForYou
Client stories
Trusted by local families
“Patrick went above and beyond. Quick updates, clear solutions, and we felt looked after from start to finish.”
“We faced a few hurdles but there was always a solution. Simple on our end and we felt very well taken care of.”
“Personalised solutions and service that is second to none. A truly local expert who makes the process easy.”
Ready to make your move?
Whether you’re buying, refinancing or investing, a free, no-obligation chat is the best first step.